Privacy Policy
Last updated: March 15, 2026
Overview
kept is a personal finance tracking app for iPhone. We are committed to protecting your privacy. This policy explains what data kept collects — and what it does not.
In short: kept does not collect your data. Everything stays on your device.
Data Collection
kept does not collect, transmit, or store any personal data on external servers. The developer does not have access to your financial information, transaction history, budgets, or any other data you enter into the app.
On-Device Storage
All transactions, budgets, categories, accounts, savings goals, and settings are stored locally on your device using Apple's SwiftData framework. This data benefits from iOS device-level encryption and never leaves your device unless you explicitly enable iCloud Sync.
iCloud Sync (Optional)
If you choose to enable iCloud Sync in Settings, your data is stored in your personal Apple iCloud account using Apple's CloudKit framework. This data is:
- Encrypted by Apple in transit and at rest
- Accessible only to you through your Apple ID
- Stored in your personal iCloud container
The developer has no ability to read, access, or retrieve any data stored in your iCloud account. iCloud Sync is disabled by default.
Tip Jar Payments
kept offers an optional Tip Jar feature powered by Apple's StoreKit 2 framework. All payment processing is handled entirely by Apple. The developer does not receive any personal payment information — only a confirmation that a tip was made. No financial details (credit card numbers, billing addresses, etc.) are ever accessible to the developer.
Third-Party Services
kept does not integrate any third-party analytics, advertising, crash reporting, or tracking services. The only external frameworks used are provided by Apple:
| Service | Purpose | Data Collected |
|---|---|---|
| StoreKit 2 (Apple) | Tip Jar payments | None by developer |
| CloudKit (Apple) | Optional iCloud Sync | None by developer |
| PhosphorSwift | Icon display library | None |
No Tracking or Advertising
kept does not track your behavior, does not display advertisements, and does not share any information with third parties. There are no analytics SDKs, no ad networks, and no data brokers involved in the app.
Data You Control
You have full control over your data at all times:
- Export: You can export all your transactions at any time via Settings > Data > Export Data. Transactions are exported as a CSV file compatible with Excel, Numbers, and Google Sheets.
- Import: You can import data from CSV or JSON files via Settings > Data > Import Data.
- Erase: You can permanently delete all data from Settings > Data > Erase Data. This action requires a two-step confirmation and cannot be undone.
Children's Privacy
kept does not knowingly collect data from children under the age of 13. The app does not require any personal information to function and does not contain any social features or user-generated public content.
Changes to This Policy
We may update this privacy policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this page periodically.
Contact
If you have questions or concerns about this privacy policy, please contact us at: